Apply Online: R&L Motors Easy Auto Financing
At R&L Motors, we believe everyone should have the opportunity to drive their dream car. Minutes from downtown Hickory NC, our goal is to make auto financing easy, accessible, and worry-free. We specialize in bad credit auto loans.
Buy Here Pay Here Financing at R&L Motors in Hickory
Down Payments Starting $500: We specialize in affordable down payments.
Perfect Credit Not Required: We have financing for almost everyone and 100% approved is our goal.
Quick Approval Process: Complete our online application in less than 10 seconds to get started!
What’s Required: Simply bring your driver’s license, proof of income, and proof of residency.
What you need to get approved!
At RNL Motors we will use your Drivers license to register your vehicle, and validate your identity.
Please note that these are general guidelines and the requirements may vary.
If you have any questions during the process, feel free to call us
At R&L Motors, we typically accept the following as proof of income:
- Recent pay stubs
- Bank statements showing regular deposits
- Social Security income statements
- Pension distribution statements
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
For proof of residence, R&L Motors accepts:
- Utility bills (like electricity, water, or gas) in your name
- Lease agreements
- Mortgage statements
- Bank statements with your address
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
For proof of Social Security income, R&L Motors accepts:
- Social Security income statements
- Bank statements showing regular deposits from Social Security
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
Finance Your Future Today
Don’t let credit concerns hold you back. Explore our selection of Hickory’s finest pre-owned vehicles and pave your way to freedom on the open road.
Visit us at 355 Highway 321 N in Hickory, NC, or begin your approval journey online now!
Ready to drive?
At R&L Motors, you’re more than a customer—you’re part of a supportive community. Let us help you get behind the wheel today!
Programs That Work For You!
$500 Down
R&L Motors offers a $500 Down Payment Program that makes car ownership accessible for most buyers, regardless of credit challenges. They provide flexible financing, allowing customers with bad or no credit to easily apply online and drive away with confidence in a pre-owned vehicle.
For more details, you can visit the full page here.
First Time Buyer
R&L Motors’ First Time Buyer Program is designed to help individuals purchase their first vehicle with low down payments, competitive interest rates, and personalized financing options. The program provides expert guidance throughout the car-buying process, ensuring customers can confidently drive away in a pre-owned vehicle that suits their needs.
You can explore more about the program here.
Layaway
R&L Motors’ Layaway Program allows customers to reserve a vehicle with a deposit and make payments over an 8-week period, making car ownership more accessible. This program offers flexible financing options, including in-house approval for buyers with any credit history, enabling customers to secure their dream vehicle stress-free.
For more details, you can visit the page here.
- (828) 328-4055
- 355 Highway 321 N Hickory, NC 28601
- Mon - Fri: 9:00 AM - 6:00 PM
- Sat: 9:00 AM to 3:00 PM